New: Autonomous AI risk intelligence is live — your compliance program in 12 minutes. Get started →
SCARLET RISK
CYBERRansomware attacks on SMBs up 74% YoY — average recovery cost: $270K|COMPLYCMMC enforcement now active for all DoD suppliers — self-attestation no longer accepted|FINANCEHigh-risk wallet cluster flagged on Base chain — counterparty screening recommended|INTELDHS raises threat level for financial sector critical infrastructure this quarter|CYBER47% of SMBs that suffer a breach close within 6 months|COMPLYFTC Safeguards Rule enforcement active — financial SMBs at immediate risk|INTELNew OFAC sanctions list expansion affects vendor payments across 3 regions|FINANCECrypto invoice fraud up 38% — on-chain verification now standard for treasury teams|

World's first fully autonomous AI risk intelligence platform

Risk, understood.
Finally.

The AI-powered risk intelligence platform for SMBs and mid-market companies. Cyber. Compliance. Intelligence. Crypto. All in one place. No sales calls. No $10K platforms.

Not compliance certification software. Actual risk intelligence.

No credit card required · Setup in 15 minutes · Cancel anytime

See how it works →
12 min
Average setup time. Not 12 weeks.
Zero
Human sales reps. AI handles everything.
$0
Consultant fees. Ever.

The platform

The AI-powered risk intelligence platform for small business.

Most companies manage risk in silos. Cyber tools that don't talk to compliance tools. Compliance tools that ignore financial risk. Intelligence feeds nobody reads. Crypto exposure nobody tracks. Scarlet Risk connects all of it — in one autonomous platform.

We built Scarlet Risk to be the operating system for risk. Not just GRC. Not just compliance. The full picture — cyber posture, regulatory compliance, real-time threat intelligence, world risk monitoring, and financial risk — all managed by AI, all in one place.

Built by people who lived this problem. Our founders led risk and compliance programs at Coalfire, NAVEX Global, and Verizon — advising hundreds of companies through SOC 2, ISO 27001, PCI, HIPAA, and beyond. Scarlet Risk is the platform we wished existed when we were on the other side of the table.

Cyber Risk

Security posture scoring, checklist, IR playbooks

GRC & Compliance

Policies, SOC 2, HIPAA, CMMC, ISO 27001

Risk Intelligence

Real-time threat briefings, regulatory alerts

World Monitoring

Global risk feeds, travel safety, SMB alerts

Crypto & Financial Risk

Portfolio analysis, invoicing, compliance

How it works

Live in minutes. Not months.

  1. 01

    Choose your plan

    Pick a tier in under a minute. No demo required.

  2. 02

    Answer 5 questions

    Tell the AI about your business, stack, and obligations.

  3. 03

    AI builds your program

    Policies, controls, risk register, and playbooks generated live.

  4. 04

    Stay audit-ready

    Continuous monitoring and quarterly reviews — fully autonomous.

The platform

This is what risk
intelligence looks like.

Three suites. One platform. Built for operators who don't have time to read a 200-page audit report.

scarletrisk.com/app/compliance-gap

Readiness

67%

SOC 2 Type II

4 of 6 core policies complete. 2 controls need evidence before audit window opens.

Control checklist

  • Information Security PolicyComplete
  • Access Control PolicyComplete
  • Vendor Management ProgramComplete
  • Incident Response PlanPending
  • Business Continuity PlanPending
  • Data Classification PolicyComplete

Cardinal Comply · Compliance Gap Analysis

See it live

Three paths in

From curious to compliant.
In one session.

However you like to buy, you're done before the next meeting on your calendar.

Self-serve

Know what you want

Know what you want? Pick your plan, enter your card, and you're live. No conversation required. Your compliance program starts immediately.

≈ 12 minutes
AI demo

Need a demo first

Want to see it first? Our AI walks you through a live interactive demo right now. No booking. No waiting for a calendar invite. No sales rep.

≈ 8 minutes
AI sales agent + human

Need scoping help

Need scoping or have questions? Our AI agent answers everything in real time, recommends the right plan, and hands off to a human if you need one — on your schedule.

≈ 20 minutes
< 20 min

Average time for a new customer to go from sign-up to a live compliance program.

Powered by Cardinal

AI GRC software pricing — from $9/mo.

Cardinal Go

Start understanding your risk.

$9/mo

50 AI credits included per month

Essential risk awareness for small teams getting started with compliance and security basics.

Get started
  • AI risk assistant — ask anything about compliance, regulations, and cyber risk
  • GRC policy generator (uses AI credits)
  • Cyber risk checklist + risk score
  • Risk Register Lite (up to 10 risks)
  • Crypto portfolio risk snapshot
  • State Intel Briefing — weekly digest
  • World Watch — preview only (locked)
  • 1 user
  • AI support assistant + email support (48hr response)
Most popular
Cardinal Pro

Risk intelligence for growing teams.

$49/mo

500 AI credits included per month

Full compliance toolkit plus weekly threat briefings scoped to your industry and region.

Get started
  • Everything in Cardinal Go
  • 500 AI credits/mo — 10x more AI power
  • Full Risk Register — unlimited risks, owner assignment, remediation tracking, exportable reports
  • SOC 2, HIPAA, CMMC, PCI DSS compliance frameworks
  • Incident Response Playbook generator — step-by-step breach response plan built for your business in minutes
  • Vendor risk reviews (up to 5 vendors)
  • Freelancer crypto compliance + wallet risk guidance
  • 1099-DA tax exposure report
  • State Intel Briefing — twice weekly
  • Industry threat digest — weekly briefing scoped to your sector
  • Regulatory alerts — new rules and deadlines translated into action
  • World Watch — live global threat map preview
  • Up to 5 users
  • AI support assistant + email support (24hr response)
Cardinal Elite

Palantir-grade intelligence. SMB price.

$149/mo

Unlimited AI credits · Palantir starts at $1M+/yr. Vanta starts at $10,000/yr. Cardinal Elite is $1,788/yr.

The full Cardinal platform — live global threat monitoring, company-specific risk scoring, and enterprise-grade compliance at a fraction of enterprise cost.

Get started
  • Everything in Cardinal Pro
  • Unlimited AI credits — no limits, ever
  • Cardinal AI company profile — Cardinal learns your tech stack, industry, and risk posture and applies it to every policy, briefing, and recommendation automatically
  • World Watch LIVE — full real-time global threat dashboard with incident markers, live alert feeds, and cyber threat intelligence
  • Your Risk Profile — live company risk score, attack surface map, AI-prioritized remediations, and industry benchmarking
  • Dark web domain monitoring — get alerted if your domain or employee credentials appear in a breach
  • Vendor risk watch — monitor up to 25 third-party vendors
  • Audit-ready evidence exports + control mapping — organized exports and documentation for SOC 2, HIPAA, and PCI audits
  • BAA generator — HIPAA Business Associate Agreements ready in minutes
  • Full crypto compliance suite — regulatory compliance for digital asset holdings
  • Crypto treasury risk analysis
  • Digital asset estate planning
  • 1099-DA + cross-chain tax reporting
  • Unlimited users
  • AI support assistant + email support (same day response) + live chat during business hours

À la carte add-ons

Risk Intelligence Reports

One-time deep-dive reports. Buy individually, or get them included with Pro and Elite.

Most popular

Compliance Risk Predictor

Paste your company description, select your frameworks, get a predicted risk score with your top 3 exposure areas and recommended next steps.

$19one-time
Go — à la cartePro — basic scoreElite — full report

Vendor Risk Report

Paste a vendor name and description. Get a third-party risk assessment covering compliance gaps and due-diligence flags.

$19one-time
Go — à la cartePro — à la carteElite — included

Policy Gap Audit

Upload your compliance policies and get a structured gap analysis mapped against SOC 2 or HIPAA requirements.

$29one-time
Go — à la cartePro — à la carteElite — included

Board-Ready Risk Report

A one-time executive summary of your risk posture, formatted for board presentation. Built for CFOs and CCOs.

$49one-time
Go — à la cartePro — à la carteElite — included

Incident Response Playbook

A custom IR playbook based on your company size, industry, and frameworks. Built once, used every time.

$49one-time
Go — à la cartePro — à la carteElite — included

More reports coming soon

New risk intelligence reports are added regularly. Check back for crypto risk audits, supply-chain assessments, and more.

Coming soon

Cardinal works with your existing tech stack. Already using Vanta, Drata, or another compliance tool? Cardinal complements your current setup.

Always on

What Cardinal Does While You Sleep.

Cardinal Comply

Monitors your compliance posture around the clock. When regulations change, you know before it becomes a problem. No more scrambling before an audit.

Cardinal Intel

Scans threat intelligence feeds, regulatory updates, and industry-specific risk signals while you sleep. Your morning briefing is waiting when you wake up.

Cardinal Finance

Watches your financial risk indicators continuously. Flags exposure before it becomes a liability. The early warning system your accountant doesn't provide.

There are 33 million small businesses in America. Fewer than 1% have a dedicated compliance function. Cardinal is built for the other 99%.

Why Scarlet Risk

The Vanta alternative built for how SMBs actually buy.

Metric
The old way
Scarlet Risk
Onboarding time
8–12 weeks
12 minutes
First-year cost
$40,000+
From $29/mo
Demo required
Mandatory, 45 min
Optional, AI-led
Policy creation
Consultants & templates
Autonomous AI
Contract
Annual, legal review
Month-to-month
Policy maintenance
Manual, quarterly
Continuous, autonomous

Launching soon

Be among the first.

Scarlet Risk is currently in early access. Join the waitlist and get 3 months of Cardinal Pro free when we launch.

No spam. Unsubscribe anytime.

For procurement

Procurement process? No problem.

Send us your RFP, security questionnaire, or vendor packet. Our AI completes it — typically within one business day — with answers your security and legal teams can verify line-by-line.

Submit RFP

Stop renting compliance.
Own it.

Spin up your full risk and compliance program in the next twelve minutes.

Get started